Mr Johan Christian Kongsli

Johan Christian Kongsli

Lawyer biography

Johan Christian Kongsli advises commercial banks, savings banks and other financial institutions in relation to the issuance of covered bonds, formation of derivatives agreements, drafting of loan documentation, due diligence investigations in connection with mergers and acquisitions, as well as capital adequacy requirements and other regulatory issues. He is a Bachelor of Economics and Astrophysics, and was formerly a financial analyst in London for a US private equity firm specialising in the acquisition and restructuring of property companies in the European market.


  • Financing
  • EU/EEA, competition and state aid
  • Financial regulation
  • Compliance, anti-corruption and investigation
  • Asset management, private equity and venture capital
  • Capital markets
  • M&A
  • Company law and corporate governance


  • Senior Attorney, Grette
  • Attorney, Grette
  • Associate, Grette
  • Associate, Advokatfirmaet Arntzen de Besche
  • Legal advisor, Ministry of Defence
  • Analyst, Security Capital Group, London, UK
  • Lawyers practicing certificate
  • Law degree, University of Oslo
  • Bachelor of Astrophysics and Economics, Williams College, MA, USA



Coverage level under deposit guarantee scheme reduced for overseas depositors
Norway | 08 February 2019

For many years, the coverage level under the Norwegian deposit guarantee scheme has been significantly higher than the target that was introduced by the EU Deposit Guarantee Schemes Directive to achieve a fully harmonised coverage level. However, recent amendments to the Act on Financial Institutions and Financial Groups have reduced the coverage level for customers in the European Union that have deposits in Norwegian banks which offer services in their country on a cross-border basis.

FSAN publishes draft regulation on prudent consumer lending practices
Norway | 02 November 2018

In 2017 the Financial Supervisory Authority of Norway (FSAN) published guidelines on prudent consumer lending practices. However, in order to strengthen the FSAN's ability to ensure that the 2017 guidelines are actually implemented, it has now proposed that they be converted into a regulation. This would make it easier for the FSAN to impose penalties on institutions that fail to comply with the rules.

New court ruling on ownership of qualified interests in Norwegian financial institutions
Norway | 31 August 2018

The Oslo District Court recently ruled in favour of Netfonds Bank AS/Netfonds Livsforsikring AS and ordered the state to pay NKr55 million in damages for failing to comply with its obligations under the EEA Agreement. The case concerned the government's practice of denying licensing to financial institutions which have ownership positions that exceed 25% of their share capital. If it stands, the ruling should result in changes to both administrative practice and the new Financial Institutions Act 2015.